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Uninsured Motorist Accidents

Uninsured Motorist Accident Claims

Car Accident Attorneys – (414) 272-5564

It is illegal to drive in Wisconsin without the state’s minimum car insurance coverage. If you are struck by an uninsured motorist and injured, not only do you need to call the police to notify them of the illegal activity, you should also call a personal injury law firm. You can come to Casey Law Offices, S.C. and speak with our car accident lawyers about your claim for free. We have 40+ years of legal and trial experience and only accept payment for our services if we win you a settlement or verdict.

Minimum Insurance Requirements in Wisconsin

The minimum insurance requirements are in place to ensure that there is the possibility of some repayment after liability is established in a car accident. Driving with coverage that does not meet these minimums, or with none at all, is a crime.

Wisconsin uses a 25/50/10 insurance system, which means:

  • $25,000 is required for injury or death per person
  • $50,000 is required for multiple injured persons
  • $10,000 is required for property damage

Uninsured drivers will not have any sort of coverage, and so a car accident claim cannot be filed against their insurance company. This does not mean that there is no way for an injured party to collect compensation. A personal injury lawsuit can still be filed directly against the negligent driver. Do not assume the liable party cannot afford to repay you just because they did not have car insurance; speak to your personal injury attorney about what to do before you sign any sort of unofficial statement or settlement.

Wisconsin Hit and Run Laws

If you are hit by a reckless driver or drunk driver who then flees the scene before you can get their insurance or personal identifications, you have been in a hit-and-run accident. Wisconsin law considers a hit-and-run driver to be an uninsured driver since they essentially have no insurance by leaving right away. If you have uninsured motorist insurance as part of your policy, you should be able to receive fair recoveries from your own insurance provider.

In the event of a hit-and-run, try to remember:

  • Contact the police at once
  • A general description of the driver
  • The direction it was heading before and after the crash
  • Make, model, color, and condition of the vehicle

With any luck, the police will be able to catch the hit-and-run driver. If a hit and run driver is caught, they can be charged with a misdemeanor, are subject to fines, and could even face jail time. Additionally, if they are caught, it will strengthen your claim but it will not create your claim. You are still responsible for seeking compensation on your own through a civil claim.


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